Stephen Evans, CFA, joined U.S. Trust in 2004, and was responsible for the portfolio management of high net worth individuals, foundations and corporations. He was with Merrill Lynch Investment Managers for the previous five years as a portfolio manager and has held positions as a financial advisor with PaineWebber and a mortgage banker with Arlington Capital Mortgage. Mr. Evans earned a B.A. in Liberal Arts from Hampden-Sydney College, an M.A. in English from McNeese State University, and earned an M.B.A. (with distinction) from Rider University with a concentration in Finance. Mr. Evans is a member of Beta Gamma Sigma, a national business honor society. He holds a Chartered Financial Analyst designation, and memberships in the Association for Investment Management and Research (A.I.M.R) and the New York Society of Security Analysts (N.Y.S.S.A). He lives in Princeton, NJ.